🏠 FY 2026-27 · Old Regime Only
HRA Exemption Calculator
Calculate exact HRA tax exemption under the Old Tax Regime. Applicable for salaried employees paying rent.
⚠️ HRA exemption is only available under the Old Tax Regime. If you've opted for the New Regime, HRA is fully taxable. Compare regimes →
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City of Residence
DelhiMetro — 50%
MumbaiMetro — 50%
KolkataMetro — 50%
ChennaiMetro — 50%
BangaloreNon-Metro — 40%
HyderabadNon-Metro — 40%
PuneNon-Metro — 40%
Other CityNon-Metro — 40%
Basic salary only — exclude HRA & allowances
HRA component in your salary slip
Monthly rent you pay to your landlord
Annual HRA Exemption (Tax-Free)
₹0
How HRA Exemption is Calculated
HRA exemption = Minimum of these 3 conditions (as per Section 10(13A)):
✅ The lowest of the 3 amounts above is your HRA exemption = ₹0
Tax Impact Summary (Annual)
📋 Documents needed to claim HRA
• Rent receipts (if monthly rent > ₹3,000)
• Landlord's PAN (if annual rent > ₹1 Lakh)
• Rental agreement / lease deed
• Bank statements showing rent payments